Electronic identification and notification of banking record discrepancies

Inactive Publication Date: 2014-01-02
BANK OF AMERICA CORP
View PDF3 Cites 22 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

A current problem with the proliferation of different payment methods is that it is often very difficult for a consumer to keep track of which payments he made and the methods he used to make each payment.
As a result, certain transactions may appear in a consumer's online banking records, mobile wallet records, or other banking records and a consumer might

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Electronic identification and notification of banking record discrepancies
  • Electronic identification and notification of banking record discrepancies
  • Electronic identification and notification of banking record discrepancies

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0022]Referring now to FIG. 1, a general process flow 100 is provided for electronic identification and notification of banking record discrepancies. In some embodiments, the process flow 100 is performed by an apparatus (i.e., one or more apparatuses) having hardware and / or software configured to perform one or more portions of the process flow 100. In such embodiments, as represented by block 110, the apparatus is configured to receive transaction information associated with a user. As represented by block 120, the apparatus is also configured to determine, based at least partially on the transaction information, whether there is a discrepancy associated with the user's account. In addition, as represented in optional block 130, the apparatus is configured to present an indication of whether there is a discrepancy associated with the user's account.

[0023]The term “determine,” in some embodiments, is meant to have one or more of its ordinary meanings (i.e., its ordinary dictionary d

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

PUM

No PUM Login to view more

Abstract

In general terms, embodiments of the present invention relate to apparatuses, methods, and computer program products for electronic identification and notification of banking record discrepancies associated with the use of mobile wallet functionality. For example, in some embodiments, an apparatus is provided that comprises a communication device, and a processing device communicable coupled to the communication device, wherein the processing device is configured to (a) receive mobile wallet information from a mobile computing device of the user, wherein the mobile computing device features mobile wallet functionality; (b) compare the mobile wallet information to bank records of the user; (c) determine, based at least partially on the mobile wallet information, whether there is a discrepancy associated with the user's account; and (e) present an indication of whether there is a discrepancy associated with the user's account.

Description

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

Application Information

Patent Timeline
no application Login to view more
Owner BANK OF AMERICA CORP
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Try Eureka
PatSnap group products