Method and apparatus for sending a rebate via electronic mail over the internet

[0076]FIG. 16 illustrates a second embodiment of the money-mailing method wherein the sender 16 (such as a customer or a charitable giver) sends e-mailed money to the receiver 18 (such as a merchant or a charitable organization) in response to an e-mailed invoice or request. The second embodiment of the money-mailing method can operate generally the same as described above with regard to the first embodiment except that the receiver 18 initiates the transaction rather than the sender 16. Therefore, this variation of the money-mailing system is particularly useful for merchants to send invoice e-mails to customers or charitable organizations to send solicitation e-mails to potential givers. An invoice e-mail to a sender 16 would preferably specify the amount of money to be sent to the receiver 18 while a solicitation e-mail from a charitable organization would preferably not specify the amount of money to be sent unless it is a notice or reminder of a previous pledge. In a receiver init