66results about "Payment architecture" patented technology

A fuel delivery information system has a fuel pump having a first communication unit and a motor vehicle having a second communication unit. Communication between the second communication unit and the first communication unit controls fuel flow from the fuel pump to the motor vehicle. Fuel flow controls may include the price of the fuel, whether or not the fuel has been paid for, the type of fuel, and the engine of the motor vehicle being turned off. The first communication unit may be a barcode reader, an RFID tag reader, or a transceiver. The second communication unit may be a barcode, an RFID tag, and a transceiver. Communication between the first and second communication units may include a fuel usage characteristic, method of payment information, and a unique motor vehicle identifier.

A platform for supporting a network-enabled music application is configured to render the network enabled application for a user, via a user interface associated with the user, in accordance with various APIs included in the platform and used by a program developer to develop the network-enabled music application. The rendering can included recognizing that the user interface is a mobile user interface and rendering the network-enabled music application in a manner appropriate and / or optimal for the mobile user interface.

The inventive system and method enable secure remote commercial order transactions between customers and merchants. The inventive system and method ensure that customer entire confidential financial data (CFD) is never transmitted to the merchant by keeping that CFD proprietary to the customer's exiting financial service provider (FSP) with which the customer has established a financial account, and from which the merchant is authorized to receive payments. When an order is placed, the customer provides to the merchant a partial CFD (PCFD) sufficient, along with additional data, to identify the FSP to the merchant, and to identify the customer to the FSP. The merchant then provides the PCFD, along with at least partial order data, to the FSP, and order confirmation data (OCD) to the customer. Various embodiments of a novel order verification process are also provided that enable authorization, by the customer, of the order through contact between the customer and the FSP. In this manner, the complete CFD is kept absolutely secure as it never leaves the possession of the customer and the FSP. Optionally, the FSP is given the opportunity to offer additional services and / or products to the customer during order authentication, that are related or unrelated to the order. Advantageously, the inventive system and method function equally well for interactive electronic (e.g., online) orders, telephone orders, mobile commerce orders, facsimile orders, mail-order orders, and even in-person orders.

A convertible financial instrument provides incentives to holders to keep the instruments outstanding so that issuers maintain flexibility and control over the maturity date of the instrument and the manner in which it is settled. The instrument may provide issuers with the ability to deduct an amount for tax purposes that approximates the true economic cost of the financial instrument. The instrument may contain a provision calling for contingent payments (which may include, for example, contingent interest, preferred distributions, contingent principal, dividends, and other pay-outs) to the holder in some circumstances, which may be based on formulae calculations. For example, this may occur when the trading value of the convertible instrument exceeds a predetermined value such as, for example, a certain percentage of the accreted value of the convertible instrument, or, for example, another circumstance that may trigger a contingent payment may be when the price of another financial instrument (e.g., the underlying security, the reference security, etc.) is below, higher than, or equal to a pre-determined value.

The invention provides a credit card verification system, including a credit card company data storage and communication unit (4) for recording and storing data concerning authorized credit card holders, including an electronically reproducible image of each credit card holder, means (6) for introducing the image into the company data storage unit, and at least one remotely positioned credit card reader (10) and image display meants (12) communicating with the company data storage unit, for selectively retrieving data from the storage unit to be displayed on the image display means, to be viewed and approved by the person providing sales services. The invention also provides a method for verifying the identity of a credit card holder effecting a tansaction and a method enabling credit companies to monitor and verify credit card holder identity when a payment transaction is performed at a sales terminal.

The invention provides a digital currency exchange method, a digital currency payment method and digital currency systems, and aims at enhancing the operation experience of digital currency users and carrying out online payment flexibly and conveniently. The digital currency exchange method comprises the following steps of: selecting a to-be-exchanged digital currency with an amount appointed by a change exchange instruction by a user terminal according to the change exchange instruction, and sending a first request to a commercial bank digital currency system; exchanging the to-be-exchanged digital currency into a change digital currency by the commercial bank digital currency system according to the first request, and sending a second request to a central bank digital currency system; executing an operation of a preset project by the central bank digital currency system according to the second request, and returning an operation success instruction to the commercial bank digital currency system; and sending the change digital currency to the user terminal by the commercial bank digital currency. Moreover, the invention discloses a method for carrying out payment by using the exchanged digital currency.

The invention relates to an intelligent food ordering system based on a graphic code. The intelligent food ordering system comprises at least one set of mobile equipment, a server, at least one intelligent mobile phone terminal and the graphic code arranged on a dining table. The mobile equipment scans the graphic code and transmits the graphic code to the server. Authority verification is performed on the mobile equipment by the server. The authority is an authority that a mobile terminal requests the server to mark the graphic code transmitted by the mobile terminal. The server marks the graphic code transmitted by the mobile terminal. The intelligent mobile phone terminal acquires the graphic code and transmits the graphic code to the server. The graphic code transmitted by the intelligent mobile phone terminal and the marked graphic code are compared by the server. After the graphic code transmitted by the intelligent mobile phone terminal is marked in the server, the server transmits food ordering page information corresponding to the graphic code to the intelligent mobile phone terminal, and the intelligent mobile phone terminal and the graphic code are bound in a one-to-one way by the server.