5 results about "Credit card" patented technology

A method of processing a credit card transaction between a seller and a buyer over a network using a credit company. The method comprises the seller sending a sender identification and a product ID to the buyer. The buyer sends a buyer ID, the seller ID, the product ID and a price to the credit company. The credit company sends a bill to the buyer. The credit company sends payment to the seller, and the seller sends the product to the buyer.

This solution is an online automated solution of selecting the best value event need providers based on ratings and date priorities of event requestor, ratings and criteria of the event need providers which is also cost effective for the event requestor. This solution is called PRCC-EVENTS which stands for Priorities, Ratings, Criteria and Cost for Events. This technology draws all individuals or companies who have needs for their events and all individuals and companies who provide services, materials or accommodations for Events to this one single platform as a center point platform for the Events and Entertainment Industry. The requestor and provider's interface to this technology is Internet either via computers or handheld devices and telephone. Event requestor and providers will access this solution through Internet or via telephone. The Technologies used to develop this technology are combination of HTML, JSP, Java, J2EE, Java beans, API, Java serve-lets, JDBC, Applets, Microsoft front page and Dream weaver etc. This technology utilizes online Credit Card processing. This technology has three modules a—Requestor Module b—Provider Module c—Administrator Module

The application provides a cross-border linkage processing method and system, and a domestic and foreign issuing bank data processing system. The method includes the following steps: a domestic issuing bank data processing system freezes a credit line designated by a guarantor, and the credit granting frozen amount of the guarantor is endowed to a resident client abroad; according to the credit granting frozen amount of the guarantor, resident client abroad information and guarantor credit card account-related information, credit granting data is generated, and are sent to an abroad issuing bank data processing system; the abroad issuing bank data processing system receives the credit granting data; a foreign credit line is obtained according to the credit granting data, and a credit card is issued to the resident client abroad according to the foreign credit line; and a foreign credit bank account of the resident client abroad is associated with the guarantor credit card account, and an association result is sent to the domestic issuing bank data processing system. The cross-border linkage processing method can realize issuing of the foreign credit card to the resident client abroad by a foreign issuing bank, thereby improving card use experience of the resident abroad.

An efficient debt-clearing system and method which is applied to electronic finance is disclosed. Internet technology is utilized to establish a direct-finance fund trading platform, whereby debtors can more efficiently raise funds with a lower cost to clear their debts, particularly the debts of credit cards and fiduciary loans. The efficient debt-clearing system functions as the core in the operation of the entire platform. Firstly, a debtor member submits an application to the platform. The platform analyzes the debt and credit of the debtor member and instructs the debtor to enhance his credit. Next, the platform directs the debtor member to the fund trading module to raise a fund. The fund acquired in fund trading is preferentially used to first clear the existing debt of the debtor member, and the debtor re-pays by installments the fund to the platform.