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4 results about "Digital currency" patented technology

Digital currency (digital money, electronic money or electronic currency) is a type of currency available in digital form (in contrast to physical, such as banknotes and coins). It exhibits properties similar to physical currencies, but can allow for instantaneous transactions and borderless transfer-of-ownership. Examples include virtual currencies, cryptocurrencies, and central bank digital currency. These currencies may be used to buy physical goods and services, but may also be restricted to certain communities such as for use inside an online game.

Digital currency exchange method, digital currency payment method and digital currency systems

ActiveCN107230077AAchieve securityRealize unified managementPayment architectureDigital currencyComputer terminal
The invention provides a digital currency exchange method, a digital currency payment method and digital currency systems, and aims at enhancing the operation experience of digital currency users and carrying out online payment flexibly and conveniently. The digital currency exchange method comprises the following steps of: selecting a to-be-exchanged digital currency with an amount appointed by a change exchange instruction by a user terminal according to the change exchange instruction, and sending a first request to a commercial bank digital currency system; exchanging the to-be-exchanged digital currency into a change digital currency by the commercial bank digital currency system according to the first request, and sending a second request to a central bank digital currency system; executing an operation of a preset project by the central bank digital currency system according to the second request, and returning an operation success instruction to the commercial bank digital currency system; and sending the change digital currency to the user terminal by the commercial bank digital currency. Moreover, the invention discloses a method for carrying out payment by using the exchanged digital currency.
Owner:THE PEOPLES BANK OF CHINA DIGITAL CURRENCY INST

Digital currency exchange method, device, equipment and medium

PendingCN111598556AImprove processing efficiencyTo achieve the effect of decentralizationPayment circuitsProtocol authorisationDigital currencyComputer network
The embodiment of the invention discloses a digital currency exchange method and device, equipment and a medium. A trusteeship node receives digital currency uploaded by a user terminal; and selectinga token contract matched with the token type to which the digital currency belongs, and converting the digital currency into tokens according to the token contract. The alliance chain stores tokens corresponding to the user terminals transmitted by the hosting node; and when a transaction request transmitted by the user terminal is received, updating the token corresponding to each user terminalin the transaction request according to a rule matched with the transaction request. The digital currency corresponding to the user terminals is stored on the alliance chain in the form of tokens, andthe purpose that the user terminals execute the digital currency transaction is achieved by updating the tokens corresponding to the user terminals. The alliance chain records tokens of different user terminals, and cross-chain transaction among multiple chains can be realized. And the token exchange is that a transaction process is executed by a program code, so that the transaction reliabilityis ensured, and the decentralization effect is realized.
Owner:牛津(海南)区块链研究院有限公司
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