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32results about "Payment protocols" patented technology

Electronic coupon and electronic receipt generating and using system and method

InactiveCN105719167AEasy to useMulti-user resourcesPayment protocolsBilling/invoicingHabitComputer science
The invention discloses an electronic coupon and electronic receipt generating and using system facilitating usage of consumers.The system comprises a cloud server, at least one commercial tenant terminal or correlated commercial tenant terminal and at least one user terminal.The user terminals join in official accounts of the commercial tenant terminals through WeChat to be connected with the commercial tenant terminals and the cloud server.The invention further discloses an electronic coupon and electronic receipt generating and using method adopting the system.The system and the method have the advantages of being convenient and quick to use.In addition, due to the bridging between multiple users and multiple commercial tenants, targeted delivery oriented to consumption habits of the users can be performed by using various cross-commercial-activity electronic coupons through comprehensive analysis of consumer information, accordingly the consumption is influenced, and more user resources are brought to the commercial tenants.
Owner:YINGLIAN XIAMEN INTELLIGENT DATA CO LTD

Wireless payment method between vehicles based on 5G communication network and system thereof

ActiveCN108307349AEnsure safetyImprove performanceCryptography processingParticular environment based servicesPaymentE communication
The invention relates to a wireless payment method between vehicles based on a 5G communication network. The method includes the steps that: a requesting vehicle sends a payment request to a base station; the base station retrieves vehicle information of a friend vehicle of the requesting vehicle based on the payment request; the base station encrypts the requesting information by using the vehicle information of the friend vehicle for broadcasting; the vehicle within the broadcast range of the base station decodes the broadcast information by utilizing the own vehicle information, the friendvehicle acquires the requesting information as a responding vehicle if the decoding is successful; the responding vehicle generates payment information based on the requesting information and sends the payment information to the base station, the base station sends the payment information to a payment platform, and the payment platform returns the payment result to the responding vehicle; the basestation assigns a D2D communication channel to the requesting vehicle and the responding vehicle, and the responding vehicle and the requesting vehicle communicate via the D2D communication channel.According to the invention, the communication between vehicles can be realized, and the security of payment can be ensured.
Owner:CHINA UNIONPAY

Information processing method, device and equipment and readable storage medium

ActiveCN111178884AAvoid direct contactImplement usage managementFinancePayment protocolsInformation processingTransaction data
The invention belongs to the technical field of security mechanisms, and provides an information processing method, device and equipment and a readable storage medium, and the method comprises the steps of building the connection with a business system when a connection request of the business system is received, and maintaining the connection state with the business system; creating account information corresponding to the service system, returning the created account information to the service system, and the account information at least comprises an encryption private key; when transactioninformation sent by a service system is received, extracting an encrypted private key from account information carried by the transaction information, and decrypting the extracted encrypted private key to obtain a private key; and signing the transaction data carried by the transaction information by using the decrypted private key, and returning the signed transaction data to the business system,so that the business system performs transaction with an external system according to the signed transaction data. According to the invention, the security of the private key of the service system can be ensured, so that the security of private information and assets of the service system is ensured.
Owner:PINGAN YIQIANBAO E COMMERCE CO LTD

Method for realizing privacy protection in block chain, node and storage medium

ActiveCN110033266ADigital data protectionPayment protocolsBlockchainPrivacy protection
One or more embodiments of the present specification provide a method for realizing privacy protection in a block chain, a node and a storage medium, the method comprising: a first block chain node executes a transaction received from a client to obtain plaintext receipt data; and when determining that the transaction is a private transaction, the first block chain node encrypts the plaintext receipt data into ciphertext receipt data by using a key, and then stores the ciphertext receipt data.
Owner:ADVANCED NEW TECH CO LTD

A payment system based on a block chain

The present invention provides a payment system based on a block chain. The system includes: a client computing device for accessing and receiving data generated by the system; a server located at a service provider, the server being coupled to the client computing device. The server is programmed to receive an acceptance indication of a product delivered from a courier service from the client computing device, wherein an courier service is automatically selected based on a value vector associated with the courier service; to automatically process payments for the total amount of products andservices related to the acquisition and delivery of products; to automatically separate payments between parties providing services related to the acquisition and delivery of products; and to completepayment through the block chain.
Owner:ZHAOQING HIGH-TECH ZONE TIANMU NEW ENERGY TECH CO LTD

Bitcoin-based vehicle information safety broadcast excitation system and working method thereof

ActiveCN111327425AGuaranteed correctnessEnsure fairnessFinanceUser identity/authority verificationComputer networkEngineering
The invention relates to a bitcoin-based vehicle information safety broadcast excitation system and a working method thereof, and realizes automatic fair payment between a request end and a sight endby utilizing verification of a bitcoin script on sight information. The bitcoin script can honest execute a predefined verification mechanism. If the information of the sight end is not most information, the bitcoin script calculates and prevents the sight end which provides not most information from obtaining the information fee, and the request end can retrieve the information fee and obtain thedeposit of the sight end. And if the information of the sight side is most information, the request side cannot refuse to pay the information fee to the sight side because the related fee is locked by the bitcoin script. Therefore, the fair transaction of each participant is guaranteed by the bitcoin script.
Owner:FUZHOU UNIV

Method and system for solving potential safety hazards of rights and interests of DPOS consensus nodes

ActiveCN111586068AAvoid interestAvoid lostFinancePayment protocolsComputer networkInternet privacy
The invention relates to the technical field of DPOS consensus node rights and interests security, and provides a method and system for solving potential safety hazards of rights and interests of DPOSconsensus nodes, the method comprises the following steps: receiving a request for modifying a node address sent by an account address, the request comprising a newly deployed update node address; verifying the signature of the account address, searching out a node address mapped with the account address in a node mapping table according to the account address after the signature verification ispassed, and replacing the node address with the updated node address, wherein the node mapping table is a corresponding relation between the node address and the account address preset in DPOS consensus; and by the DPOS consensus, selecting an out-block node, and when the account address is selected by the DPOS consensus, outputting blocks through the replaced node address. The problems that the private key of the node participating in the consensus is easily stolen, and the security of the node participating in the consensus, the obtained pledge rights and interests and the security of the block rewards are all in an internal state or in a state of not fortifying related participants are solved.
Owner:上海简苏网络科技有限公司

Electronic payment method and system

The embodiment of the invention discloses an electronic payment method and an electronic payment system. The method comprises the following steps: building a payment account, receiving a digital secret key pair of the account, and digitally signing on items of the account for a special fund; decrypting a received payment instruction data packet and obtaining the digital signature of the payment instruction data packet and the basic information of the special fund; authenticating the validity of the digital signature and analyzing the basic information of the special fund when the authentication is successful; and authenticating the effectiveness for the basic information of the special fund according to the payment instruction information of the digital signature, and paying the amount of money corresponding to the account in the basic information of the special fund to a fund receiving account after the authentication is successful. Therefore, the electronic payment for the account of the special fund is implemented, the flows of an artificial signature and paper delivery are saved, and the safety and the reliability of payment are improved while the settlement efficiency is improved.
Owner:姚余川

Transaction verification method and device, electronic equipment and storage medium

PendingCN114819956AFinancePayment protocolsTransaction CodeOperating system
The invention discloses a transaction verification method and apparatus, an electronic device and a storage medium. The method comprises the steps of obtaining verification information of a to-be-verified transaction; wherein the transaction to be verified refers to a transaction with an unknown transaction state; the verification information at least comprises a source transaction code of the to-be-verified transaction; determining target transaction information matched with the source transaction code of the to-be-verified transaction from each piece of preset transaction information; wherein the target transaction information at least comprises a transaction message of a verification transaction and link configuration; packaging the transaction message to obtain a packaged message; calling a target system to check the to-be-checked transaction by using the packing message to obtain a check result of the to-be-checked transaction; wherein the target system refers to a system corresponding to the link configuration. Therefore, a corresponding verification program is no longer developed for each transaction, and verification of the abnormal transaction condition is realized according to the preset transaction information, so that the workload of development is effectively reduced.
Owner:AGRICULTURAL BANK OF CHINA
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