The invention provides a fund
payment examination and approval method based on enterprise cloud
authentication. The method comprises the steps of forwarding an application for opening a cloud
authentication request, receiving a first digital
certificate component, forwarding the first digital
certificate component, pushing an examination and approval message, forwarding a current cloud
authentication digital
certificate password, obtaining a second
electronic signature, and obtaining a first
electronic signature and verifying the
electronic signature. According to the fund
payment examination and approval method based on the enterprise cloud authentication, when the examination and approval party of the enterprise customer examines and approves the to-be-examined and approved transfer transaction information sent by the handler, a
USB key does not need to be inserted, and the examination and approval can be carried out in a cloud authentication mode of directly inputting the current cloud authentication digital certificate
password, so the problems that a
USB key is not convenient to carry and the
USB key is damaged and the like are solved, and the convenience of handling mobile finance is improved; in the aspect of safety, a scattered digital certificate storage scheme is adopted, a cloud authentication digital certificate
password is used for access protection, and the safety is higher compared with file certificate storage.