Fund payment approval method and equipment based on enterprise cloud authentication and medium

The invention provides a fund payment examination and approval method based on enterprise cloud authentication. The method comprises the steps of forwarding an application for opening a cloud authentication request, receiving a first digital certificate component, forwarding the first digital certificate component, pushing an examination and approval message, forwarding a current cloud authentication digital certificate password, obtaining a second electronic signature, and obtaining a first electronic signature and verifying the electronic signature. According to the fund payment examination and approval method based on the enterprise cloud authentication, when the examination and approval party of the enterprise customer examines and approves the to-be-examined and approved transfer transaction information sent by the handler, a USB key does not need to be inserted, and the examination and approval can be carried out in a cloud authentication mode of directly inputting the current cloud authentication digital certificate password, so the problems that a USB key is not convenient to carry and the USB key is damaged and the like are solved, and the convenience of handling mobile finance is improved; in the aspect of safety, a scattered digital certificate storage scheme is adopted, a cloud authentication digital certificate password is used for access protection, and the safety is higher compared with file certificate storage.