2 results about "Mobile payment" patented technology

The invention relates to a mobile payment method for field shopping, and belongs to the technical field of mobile payment. A cellphone is utilized as a payment terminal of a consumer and a non-contact POS (point-of-sale) terminal of a commercial tenant. The mobile payment method comprises the steps that a commercial tenant cashier utilizes the cellphone to recognize a bar code of a commodity chosen by a consumer, and then a trading two-dimension code generated according to order information and business information is displayed on a cellphone screen; the consumer utilizes the cellphone to recognize trading two-dimension code information, and requests an internet payment platform and a bank deal system to pay after affirming the amount of payment. The mobile payment method provided by the invention has the advantages that a bank card and a POS machine are needed in the whole trading process, and the information of a bank card and account codes of the customer do not enter a commercial tenant cashier system, so that the operating cost of the commercial tenant is reduced, and the safety of mobile online payment is also guaranteed; a mobile payment system can record consumer consuming behavior data and commercial tenant market data which are generated in the trading process, and thus data resources with huge economic values and social values are accumulated for banks or Union Pay.