The invention discloses a
rapid rate configuration and searching method, comprising the following steps: A1. businesses are classified by type, and the businesses which are classified and the rate of the corresponding business are stored in a configuration file; A2. the configuration file is read to
internal memory and the rate is cached according to the searching rule of the businesses with different types; A3. the rate is searched in the
internal memory according to the searching rule. In the
rapid rate configuration and searching method, the businesses are classified by type and the businesses and the rate of the corresponding business are stored in the configuration file, when searching the rate, the rate information in the configuration file can be read to the
internal memory and is cached according to the searching rule, charging programs do not need to be modified when the business is changed or the business is increased, only the changed or increased business and the rate of the business are stored in the configuration file, so as to greatly improve the compatibility of the charging programs; in addition, in the invention, the rate can be directly searched in the internal memory, thereby greatly improving the efficiency of searching the rate.