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1 results about "Risk classification" patented technology

Classification of Risks. Risk classification refers to the determination of whether a risk is preferred, standard or substandard based on the underwriting or risk evaluation process. Standard risks are those who bear the same health, habit and occupational characteristics as the persons on whose lives the mortality table used was compiled.

Risk text extraction method and device, electronic equipment and storage medium

PendingCN112861511AOvercoming the Defects of HysteresisImprove immediacyCharacter and pattern recognitionNatural language data processingFeature extractionRisk classification
The invention provides a risk text extraction method and device, electronic equipment, a computer readable storage medium and a computer program product. The method comprises the steps of performing feature extraction on a to-be-processed text containing a plurality of text segments through a feature extraction layer of a risk classification model to obtain a feature value corresponding to each text segment, wherein the risk classification model is used for performing classification of at least two risk categories on a to-be-processed text; through a prediction layer of the risk classification model, based on the feature values corresponding to the text segments, determining association degrees between the corresponding text segments and the risk categories; and respectively selecting the text fragments of which the association degree with each risk category meets an association degree condition from the plurality of text fragments, and taking the selected text fragments as risk texts extracted from the to-be-processed text. Through the method and the device, the instantaneity of risk text extraction can be improved.
Owner:WEBANK (CHINA)
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