10 results about "Payment system" patented technology

The invention provides a system and method for facilitating secure payments to a payee. In accordance with the invention, a payee can enroll and/or register with a customized account processing center (CAPC). The CAPC can include payment information about the payee, such as the payee's account number and the payee's preferred payment format. When a payee is registered and elects payment via electronic funds transfer, the CAPC issues instructions to the bank to transfer funds from the payer's bank account to the payee's bank account which may be at the same bank or at a different bank. The CAPC can also create a detailed record of payment histories which are accessible to the payee. The CAPC also can send a notification to the payee when a payment is made.

The invention discloses a payment method based on a block chain. On the condition that a first trusted node performs payment and successful payment is performed, self account information is changed, and furthermore the updated account information is transmitted to each second trusted node so that each second trusted node performs synchronization of the self account information for obtaining updated account information of the first trusted node. The first trusted node and each second trusted node belong to trusted nodes which receive a password certificate. All trusted nodes are connected in a block chain topological structure. The invention further discloses a payment system based on the block chain.

The invention provides a radio frequency identification (RFID) mobile phone payment method and an RFID mobile phone payment system utilizing the over the air technology (OTA) to recharge. The RFID mobile phone payment method comprises the steps that: an offline account is set on a mobile phone payment platform, and the offline account is recharged through a recharging fund resource; an RFID mobile phone starts the mobile phone balance monitoring program for inquiring the account balance; whether the account balance is lower than the set value or not is judged, if so, a recharging request is sent to the mobile phone payment platform at the operator side, and the recharging request comprises the recharging amount; the mobile phone payment platform judges whether the recharging request is legal or not, and if so, the recharging amount is deducted from the set offline account; an OTA recharging platform is notified of recharging the account on the RFID mobile phone, and the notifications comprise the recharging amount and the information of the recharged mobile phone; the OTA recharging platform returns the recharging response to the RFID mobile phone after recharging; and the RFID mobile phone changes the account balance according to the recharging response issued by the OTA recharging platform. The RFID mobile phone payment method and the RFID mobile phone payment system have the advantage that users can conduct a transaction through the self offline fund account of the RFID mobile phone.

The invention relates to a mobile Internet service application-based on line payment system comprising a mobile terminal and a service terminal. The mobile terminal comprises a watermark verifying module, the service terminal comprises a watermark generating module which responds to successful verification of personnel information to generate an invisible watermark image which is added to a certificate image uploaded by a user, the watermark image and the certificate image uploaded by the user are respectively stored in the mobile terminal, the watermark image and the certificate image are automatically synthesized and uploaded only when being needed to uploaded to the service terminal, an account setting request to the mobile terminal via the service terminal, the mobile terminal responds to the account setting request, the watermark image is added to an order form confirmed by the user, the order form having the watermark image is sent to the service terminal, or a service completion notice is sent to the service terminal via the mobile terminal, the service terminal responds to the service completion notice, the account setting request is sent to the mobile terminal, the mobile terminal responds to the account setting request, the watermark image is added to the order form confirmed by the user, and the order form having the watermark image is sent to the service terminal.

A system and methods for the registration of new payment tool processing, reward program identification and other customer registration at the Point-of-Sale (POS), based on electronically linking consumers existing accounts for the purposes of payment, rewards, loyalty, marketing, discounts and or identification of a consumer. The new payment system or rewards program may be delivered through a new card, a mobile program, a wearable product, or any other potential device for collecting communicating or transmitting information used for the aforementioned purposes including running a new program.