Method and device for managing resources return auxiliary strategy and electronic equipment

The embodiment of the invention provides a method for managing a resources return auxiliary strategy, and the method comprises the steps: obtaining overdue information of a sample user with an overdueresource return business, an strategy executed by the sample user, and resources return effect data after the implementation of the auxiliary strategy; and training a resources return effect data prediction model by utilizing the overdue information, the auxiliary strategy and the resources return effect data, and predicting the resources return effect data under the auxiliary strategy by utilizing the model constructed in the mode and combining the overdue information of the overdue user with the preset auxiliary strategy, so as to predict the resources return effect data under the auxiliarystrategy. The resources return effect of each user under the influence of the auxiliary strategy can be accurately predicted for each user, the return performance after the auxiliary strategy is implemented is known in advance, then a decision can be made before resources consumption is generated, the situation that the resources return effect is not satisfactory after the strategy is implementedis reduced, and resources consumption is reduced.