Method and communication terminal capable of automatically matching incoming call number or note number

The invention provides a method for automatically matching incoming call number or incoming short-message number and a communication terminal. The method for automatically matching incoming call number or incoming short-message number includes the following step: step A: whether the incoming call number or incoming short-message number is in a local telephone book is judged; step B: if the incoming call number or incoming short-message number is not in the local telephone book, the incoming call number or incoming short-message number is matched with a network blacklist of the communication terminal, the network blacklist is sent down by a network server requested by the communication terminal or automatically sent down by the network server; step C: the matching result is displayed onto the communication terminal. The invention can automatically match the coming calls and short messages with the network blacklist by establishing the network blacklist on the server and obtaining the network blacklist by the communication terminal. Additionally, the communication terminal has the functions of automatically refusing the incoming calls, automatically deleting short messages, etc. so that the communication terminal has the advantages of automatic authentication, garbage incoming call and short message interception, etc.