11 results about "Risk Control" patented technology

The embodiment of the application discloses a method and a device for determining a risk control strategy based on a prediction model. The method comprises the following steps: acquiring first user data and determining a target service associated with the first user data; according to the target business type of the target business, the target risk decision-making rule model associated with the target business is determined. A target risk decision rule corresponding to the first user data is determine based on the target risk decision rule model, a target risk decision rule model is obtained based on the sample user data training, and the sample user data comprises a first sample user data corresponding to a first risk decision rule and a second sample user data corresponding to a second risk decision rule; the target risk decision rule model comprises a first sample user data corresponding to a first risk decision rule and a second sample user data corresponding to a second risk decision rule. According to the target risk decision rules, the target risk control strategy is determined. By adopting the embodiment of the present application, the relevance between the risk control strategy determined based on machine learning and the user service data can be enhanced, the reliability of the risk control strategy can be improved, and the applicability is stronger.

The invention discloses an implementation method for integrated linkage of power grid risks, equipment risks and operation risks and relates to the field of power grid application system service interaction techniques. According to the invention, through establishing linkage relations among different service modules of different power grid service sub systems, service dependence among the different service modules is realized, so that linkage of power grid risks, equipment risks and operation risks is realized, a uniform risk control and supervision platform is established and conditions of risk supervision difficulties and information error and omission proneness are avoided. By adopting the method provided by the invention, risk analysis workload of service workers can be reduced effectively, a problem of data input repetition of the service workers is solved, the working efficiency is improved and the risk management cost is reduced.

The invention relates to the field of contract management, and discloses a contract signing management method, a system and a device, and the key points of the technical scheme are that the method comprises the following steps: obtaining contract related data, determining risk data, risk levels, risk rules and corresponding early warning schemes according to the contract related data, and forming a risk control early warning model; in response to the risk control early warning model, starting a contract management process; on the basis of the risk rule of the risk control early warning model, obtaining contract related data in real time, screening associated data matched with the risk data out from the contract related data, judging the risk level of the associated data, and executing a corresponding early warning scheme according to the risk level. The group management and control and risk prevention and control strength is enhanced, and the risk occurrence probability is reduced.

The invention discloses a combined loan service platform based on a block chain and a loan management method, and the combined loan service platform mainly provides combined credit for borrowers for amain loan financial institution and a small loan participation company, loans the borrowers according to an agreed capital proportion condition, and undertakes risks according to an agreed risk undertaking mode. And the platform registers and uplinks asset information and basic information of participants by using a block chain technology, so that tamper resistance of data is realized, and data reliability is ensured. And the platform combines big data risk control and a knowledge graph, carries out portrait and association network construction on customer data, and provides risk management and early warning after lending of a borrower. And the joint loan business platform is also connected with other transaction platforms to realize participant asset transfer requirements and self-financial requirements, so that the liquidity of funds of small loan companies is improved. The combined loan business platform is also connected with an industry supervision system, thereby simplifying theflow of small loan enterprise data reporting, and facilitating the real-time supervision of a supervision department for the small loan industry.

The invention discloses a consumption financial product credit scoring method and device based on customer grouping, which can overcome the technical defects of a traditional single-channel credit scoring model and solve the key problems of a customer grouping credit evaluation method. The method comprises the following steps: obtaining pedestrian credit investigation data of a single customer, and judging one or more customer groups to which the single customer belongs according to a predefined customer grouping rule; and importing the credit investigation data of the customer into the grouping logistic regression score card model of the corresponding customer group, and calculating to obtain a grouping credit score corresponding to each customer group. Based on the thought of customer grouping credit evaluation, the method is applied to risk control work of financial product consumption, so that the defect that an existing credit scoring mode of financial products cannot fully reflect default behavior characteristics of different customer groups is overcome.

The invention discloses a risk control system configuration method which comprises the following steps: when receiving a to-be-configured risk control system project, obtaining project information ofthe to-be-configured risk control system project; Generating a risk control system node frame according to the received risk control system generation instruction, establishing a connection relationship among the node frames according to the sequence among the nodes, and setting a flow node type of the risk control system according to the received node type instruction; When a risk control systemnode attribute configuration instruction is received, obtaining a process name and process description according to the project information, and configuring a node attribute according to the process name and the process description; And configuring a risk control system according to the node frame, the connecting line, the node type and the node attribute. The invention further discloses a risk control system configuration device and equipment and a computer readable storage medium. The development cost of the risk control system can be reduced, and the configuration efficiency of the risk control system is improved.

The invention provides a method for coping with emergencies. The method comprises the following steps: identifying emergencies and acquiring event related information by monitoring an emergency information source; according to the event related information, adopting a machine learning model to generate event attributes including event types; and determining an associated service according to the event type, changing a risk control parameter of the associated service according to the event attribute, and applying the changed risk control parameter, wherein the risk control parameters are used for determining risk control measures in the associated business process.