Systems and techniques to utilize an active link in a uniform resource locator to perform a money exchange

[0019]Embodiments discussed herein may be generally directed to devices, systems, and techniques to enable users to exchange money in a secure streamlined manner. For example, a user using their mobile device may send money to another user via their mobile device. The exchange may be performed by the sender interacting with a banking application on the mobile device. Specifically, the banking application may be configured to enable a user to enter a person or contact, enter an amount of money, and send the money to the specific person or contact. The sender's banking application may generate a message that includes information to identify the sender and an amount of money. The message may be sent to the recipient's mobile device to initiate the exchange. In some instances, the message may include a Uniform resource locator (URL) embedded with the information. The URL maybe may be invoked by the recipient to automatically launch a banking application on the recipient's mobile device ...