The invention provides a structure and load transfer integrated composite material four-point bending loading clamp and a using method, and relates to the technical field of composite material load and environment coupling service conditions. The clamp comprises a bottom plate, supports, a pressure head, long screws, springs, flat washers and nuts, wherein the two supports are in close fit with the bottom plate through screws, the two long screws are in close fit with the bottom plate through threads, the pressure head is in loose fit with the two long screws and can freely slide up and down, the long screws are sleeved with the springs, the springs are arranged above the pressing head, the flat washers are arranged at the top of the sides, which are away from the pressure head, of the springs, and the nuts transmit stable loads to the springs through the flat washers. Under the condition that other electronic equipment is not needed, accurate and quantitative four-point bending loads are provided for a composite material sample in an extreme environment, a simulation test that the material bears the long-time stable accurate four-point bending loads in different service environments is completed, and the four-point bending clamp is small in size, simple in structure, resistant to corrosion, not prone to damage, and capable of achieving certain loading precision. The loading using method is simple, the application range is wide, and testing conditions and steps can be automatically adjusted according to different samples and service environment requirements.